Leadership

Peruvian, he is an expert in development and finance, with more than twenty-five years of experience in these sectors, both in his native Peru and in other countries of the Latin American region. He has an MBA in Finance and Business Administration at the Autonomous University of Madrid, multilingual and with experience in multilateral organizations and banking and financial institutions, both in areas of analysis and administration. Currently is also part of the Board of Directors in other subsidiaries of the FINCA network.

Honduran, Master in Business Administration from INCAE San Pedro Sula, Honduras, currently participates in FINCA's Boards of Directors at national and international level and is a member of the Audit Committee in two institutions of the FINCA network. She has experience in issues of credit risk management, restructuring of financial mechanisms, supervision and monitoring of financial institutions and has served as a Consultant for the Inter-American Development Bank (IDB), Securities Superintendent at the National Banking and Insurance Commission, Financial Manager at CELTEL and Director of Corporate Banking, Treasury and Financial Comptroller at Banco de la Exportación SA in Tegucigalpa, Honduras.

USA citizen, served as COO for FINCA Impact Finance, where she oversaw key operational functions, including institutional strategic planning, policy management, global reports to the Board of Directors and other stakeholders; she managed FINCA Development Academy (FDA). Before joining FINCA in 2008, Joy was a research assistant in very-small enterprise development division for World Vision International. In addition, she has served on the steering committee of the Washington, DC section of Women Advancing Microfinance and is a member of the Association of Client Experience Professionals (CXPA). Joy has a bachelor's degree in international studies from Pepperdine University.

Serbian, has university education in Finance and Business Administration, with nine years of experience in the banking sector in Europe, Central America and South America, mainly with regard to credit operations for small businesses. He has important skills on credit and business analysis and management skills. He is multilingual.